Programs Offered | Home Loans With Samantha

Programs Offered

Please reach us at solds@cmghl.com if you cannot find an answer to your question.

Conventional Loans

Max Loan Amount for conforming limit.
3% down payment options available for first time home buyers
Conventional Home Ready / Home Possible for lower income borrowers
20% down appraisal waivers for primary residence – Subject to Eligibility
Condo Questionnaire – Full Review versus Limited Review (10% down – primary residence)
Lender Paid PMI (Lower Payment)
1st and 2nd Mortgage Combo up to 95%

FHA Loans

Max Loan Amount (varies by county)
3.5% down payment
580 minimum credit score
FHA Condo ‐ Make sure condo is approved - Easy to lookup)

VA Loans

Max Loan Amount with 100% financing
620 minimum credit score
VA Condo ‐ Make sure condo is approved – Easy to lookup

Not Sure you can get approved? We work with clients who are:

Self‐Employed
Need a credit analysis and potential repair
Have non‐occupant co‐borrowers
Have had a past bankruptcy, foreclosure, or short sale
Has been turned down by other lenders